How to Handle a Hit-and-Run Accident
A hit-and-run accident can leave you shaken, confused, and unsure of what to do next. When the responsible driver flees the scene, gathering evidence and pursuing compensation becomes more challenging—but not impossible. Knowing the right steps to take can protect your safety, your rights, and any future claim you might file. Many victims later consult a new orleans car accident lawyer to help track down the driver or pursue other compensation options, but the actions you take immediately after the crash are just as important.
Ensure Your Safety and Check for Injuries
Your first priority should be your safety. Move to a secure location if you are in danger of oncoming traffic. Check yourself and any passengers for injuries. Even if you feel fine at first, the shock of the incident can mask symptoms, so it’s important to pay attention to any pain or dizziness that develops.
If anyone is injured, call emergency medical services right away. Quick medical attention not only ensures your health but also creates essential documentation for your claim.
Call the Police Immediately
Hit-and-run accidents must be reported to law enforcement. The police will document the scene, gather evidence, and begin searching for the fleeing driver. A police report becomes one of the most important pieces of documentation in your claim, especially since the at-fault party is unknown. Provide as many details as you can, even if you only remember small pieces.
Gather Evidence While You Can
If you are physically able, collect information at the scene before it disappears. This may include photos of vehicle damage, skid marks, debris, injuries, and the surrounding area. If anyone witnessed the accident, ask for their contact information and a brief description of what they saw.
Small details can make a big difference.
You should also try to remember any information about the fleeing vehicle such as:
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Color, make, or model
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A partial license plate number
These details can help police identify the driver or support your insurance claim.
Seek Medical Treatment as Soon as Possible
Even if you feel okay, get evaluated by a doctor after the crash. Some injuries appear hours or days later, especially in high-impact situations. Medical records also help connect your injuries directly to the accident, which strengthens your case.
Report the Accident to Your Insurance Company
Notify your insurance provider as soon as possible. Hit-and-run accidents are often covered under uninsured motorist (UM) or personal injury protection (PIP) coverage. Your insurer may require specific documentation, so providing the police report and photos helps ensure your claim moves forward smoothly.
However, be cautious when answering questions. Insurance companies sometimes try to limit payouts by questioning injury severity or suggesting you were partly at fault. This is where legal guidance can be extremely helpful.
Understand Your Compensation Options
If the police find the driver, you can file a claim against their insurance or pursue a lawsuit. If they remain unidentified, you may still recover compensation through your own policy. UM coverage typically pays for medical bills, lost income, property damage, and pain and suffering.
A knowledgeable new orleans car accident lawyer can review your policy, negotiate with insurers, and determine whether additional legal action is available.
Stay Organized and Keep Records
Save all receipts, medical bills, repair estimates, and communication with law enforcement or insurance companies. Keeping everything in one place makes the process smoother and provides clear evidence if your case becomes more complex.
Focus on Your Recovery While Professionals Handle the Rest
Hit-and-run accidents are stressful, but you do not have to navigate the aftermath alone. With proper steps and the right support, you can protect your rights and pursue the compensation you deserve.